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Klarna Payment Policy

At Churchgate Tackle, we’re committed to giving you flexible and secure payment options. That’s why we’ve partnered with Klarna, a leading alternative payment provider, to offer smooth, interest-free shopping experiences.

How Klarna Works

Klarna lets you buy now and pay later in one of the following ways (subject to Klarna’s approval):

  1. Pay in 3 Interest-Free Instalments
    • Split your purchase into three equal payments.
    • The first payment is taken at checkout, and the remaining two will be automatically charged every 30 days.
    • No fees, no interest.
  2. Pay Later in 30 Days
    • Get your items now and pay nothing today.
    • You’ll have 30 days to pay after your order is shipped.
    • No fees, no interest.
  3. Financing
    • Spread the cost over 6–36 months with fixed monthly payments.
    • Interest charges may apply depending on your selected plan.

Note: Klarna's payment options are subject to eligibility checks abd approval. Not all products or customer will qualify for every option.

How to Use Klarna at Checkout

  1. Add your items to your cart and proceed to checkout.
  2. Choose Klarna as your payment method.
  3. Select your preferred Klarna payment option.
  4. Complete your purchase securely via Klarna’s portal.

Eligibility & Requirements

  • Must be at least 18 years old.
  • A valid UK debit/credit card and billing address are required.
  • Klarna performs a soft credit check that does not affect your credit score (for Pay Later and Pay in 3).
  • Financing options may involve a hard credit check.

Returns & Refunds with Klarna

If you return part or all of your order:

  • Klarna will update your payment schedule or refund any payments already made.
  • Any refund will be issued via Klarna to the original payment method.

For full return information, please visit our Returns Policy page.

Need Help with Klarna?

For questions about your Klarna account or payments:

  • Visit Klarna’s Customer Service
  • Download the Klarna app to manage your payments

Important Notice

Churchgate Tackle is not a lender — we act as an introducer to Klarna Bank AB. Klarna is fully regulated by the Financial Conduct Authority (FCA). The Klarna service is subject to terms and conditions from Klarna. Use of Klarna may affect your future credit score if not used responsibly.